Day 119 – $13,109.24 Paid – $58,788.99 to Freedom
Summer is over. School and coaching is back. I die just a little typing that. However, my wallet is jumping for joy. Even with pledging to myself to make July a re-boot after dropping a G on my vacation, I spent a bit too much. A birthday outing here, a going away gathering there and suddenly my entertainment/going out budget is obliterated.
Perhaps the craziest thing was my grocery spending. This was the most I’ve spent on groceries in a long time. It was also the most I’ve been at home during a one-month period in a long time, so it makes sense. Conclusion: Holy smokes groceries are expensive and I eat too much when I’m at home a lot. Corrective Action: Stay away from home and don’t eat food.
But now, summer is over. I am a good week into soccer season and, despite a little rockiness here and there, it has been a blast. The kids are awesome and I am really looking forward to spending the next two months working with them and working toward a successful season.
With the return of full-time work (and not just a few hours a day whenever I want while watching Sportscenter), comes a change in my spending. Certainly, I won’t be hitting the bar on Tuesdays and Wednesdays as much as I have been, but it also means I’ll be driving more. Here’s my goals for Fiscal August.
Going Out: $100. Previously spent: $232.64
Obviously, this is a major goal. I’ve already spent $26 this weekend on going out/entertainment. Next weekend it looks like there will be a bit of a “welcome back” bar outing for some colleagues and I, so this could quickly become a tough goal to keep. However, with the end of summer, I am really going to refocus here. No more late night munchies, no rounds of shots, no extra beers when they’re not needed.
Take Out Food: $70. Previously spent: $88.97
This goal is certainly manageable. Though, since I’m back at school every day, there’s a big temptation to grab lunch on the go. I’ll have to make a major effort to bringing a lunch when I know I’ll be at work for most of the day. Good prep for when the school year gets going, I guess.
Entertainment: $100. Previously spent: $147.42
Usually, I’m pretty good in this category. However, this upcoming month will be a challenge. I might have a chance to purchase a ticket for a big football game in early September. At a price of $90 it is going to be a steal compared to the market value, but it also will make my budget pretty tight.
Gasoline: $85. Previously spent: $70.02
Right now, we are in the midst of two-a-day practices. That means two commutes to work. My plan, originally, was to drive to work for morning practice and then bike to work for the afternoon practice. Unfortunately, I nearly separated my shoulder playing softball, so biking has become difficult. I’m hoping this week to give it a shot, but we’ll see. Now that I live almost 7 miles from work – 7 city miles – I’m burning gas much faster than I am used to. I put $20 in the tank last week and have already nearly burned it all. I am not at all used to driving this much and it certainly makes me feel the pain of real commuters. Hoping to keep it under $85 this month, which should be possible if I can get back on my bike for a few trips.
Of course, spending is only half the battle.
I have about $800 still coming in for umpiring softball this summer. Take out $200 for a couple dentist appointments and that’s a $600 chunk I’ll be able to throw at my student loans. Plus, I’ll have another $600 coming for the curriculum development I have been working on this summer. Hopefully in my September update I’ll be jumping up and down after taking a huge twelve-hundred dollar chunk out of the principal!
Want some budget-friendly, hilarious entertainment? Well, at $25 I guess it is a bit of an investment. Buy Crimes Against Humanity. Or ask for it for your birthday. It is basically the adult version of apples to apples. And by “adult” I mean “absolutely immature, indecent, inappropriate and incredibly hilarious.”